Coverages



Coverage Choices

What is the proper amount of insurance for your home?
Current market value? NO!
Amount remaining on your mortgage? NO!
Purchase Price? NO!

Replacement Value? Of Course!


Monitor.   Insure.   Restore.


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denise@dKlockAgency.com


 

At F A R M E R S®, we go the extra distance to help you determine the correct amount of coverage for your home. It is, after all, your home. Should you sustain a loss, it is comforting to know that there is adequate coverage to ‘Get you back where you belong!’

Our homeowners’ policies provide property coverage for your home, attached structures and separate structures like a detached garage.

Personal property is protected based on a percentage of the replacement value of your home. Total amount can be increased by endorsement, can include Contents Replacement Cost for settlement without depreciation, and increased limits for certain special categories of personal property, such as jewelry and furs, is also available.

Personal liability coverage is included up to the limit you select if you are liable for damages resulting from the use of your home. Additionally, coverage for medical payments to non-residents of your household is provided, regardless of liability.

And, should your home be unfit to live in due to a covered loss, your policy will provide for additional living expenses.

Whether you own a single family home or a duplex, a town home or a condominium, we have a package that will suit your needs. And, our Renters Insurance policies provide coverage for your personal possessions as well as Personal Liability, Medical Expenses to others, and Loss of Use.

Many deductible options are available to suit your budget, and F A R M E R S® offers special discounts on homeowners’ policies when you also insure your auto or purchase life insurance!


 

 

 

 

 

 

F A R M E R S® is there when you need us.
Just call (800) HelpPoint 24/7
F A R M E R S® Gets You Back Where You Belong




    *This is a general description of coverages and not a policy contract. The policy itself should be read for coverages and exclusions.

Denise Klock     4N061 Farmview Road  Elburn, IL 60119     630-365-9850     630-365-2077 Fax
denise@dKlockAgency.com

 

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