Coverages

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denise@dKlockAgency.com

Bodily Injury and Property Damage:

• Pays for bodily injuries to other people or damage to their property, if you are liable.
  
• You select the monetary limits of your own policy.
  
• Includes costs to defend claims and/or lawsuits.

Uninsured/Underinsured Motorist

• Covers bodily injuries to you and others occupying your covered auto, caused by an uninsured motorist or hit-and-run driver.
  
• You select the monetary limits up to the same limits carried for bodily injury coverage.
  
• Coverage applies if a motorist does not have adequate coverage to pay for your injuries as a result of an accident.

Medical expenses

• Covers necessary medical treatment arising from an auto accident, regardless of fault, for you and your passengers.
  
• You select the amount of coverage provided by the policy.
  
• Provides peace of mind that passengers in your vehicle will have medical coverage even if they do not have their own medical insurance

Comprehensive

• Pays for damage to your car caused by events other than collision, less the deductible you select.
  
• Includes damage from causes such as fire, theft, vandalism, windstorm, animals, and more.
  

Collision

• Covers accidental damage to your car by collision with any object or upset of the vehicle.
  
• Pays up to the actual cash value of your vehicle, less the deductible you select.

Glass Deductible Buyback

• Farmers knows that the most frequent comprehensive loss involves damage to auto glass. With this additional coverage, insureds can enjoy the savings of carrying higher deductibles, without the hassle of paying full price for a damaged windshield. A glass chip will be repaired at no cost, a complete windshield replacement will be subject to only a $100 deductible.

Towing and Road Service

• Help is just a toll-free call away, 24 hours a day, seven days a week.
  
• Towing to the nearest repair facility, up to one hour of mechanical labor at the place of breakdown.
• Locksmith service, assistance changing a tire, gasoline, oil, etc.
• Just sign and drive—reasonable and necessary services up to $150; no cash or credit card required.

Loss of Use

• Receive up to $50 per day, up to a total of $1,000 while you car is being repaired for collision damage or comprehensive loss in excess of your deductible.
  

Denise Klock     4N061 Farmview Road  Elburn, IL 60119     630-365-9850     630-365-2077 Fax
denise@dKlockAgency.com